Account fees
| Fee | Amount |
|---|---|
| Insufficient Funds: ACH, share draft checks and/or checks cashed/deposited (returned) | $27.00 each |
| Insufficient Funds: ACH, share draft checks (paid) | $27.00 each |
| Stop Payment: check | $27.00 each |
| Stop Payment: block stop | $32.00 |
| Stop Payment: ACH item | $27.00 each |
| Copy of a check | $5.00 each |
| Copy of a statement | $5.00 each |
| Print out transaction history of current month | $1.00 |
| 3rd party document retrieval | $10.00 min |
| Closing account (involuntary) | $10.00 |
| Reconciling share draft statement (1st time free) | $10.00 per hour |
| Excessive share account withdrawals (more than 6 per quarter) | $1.00 each |
| Account closed within 90 days of opening (non-fraud) | $5.00 |
Product fees
| Fee | Amount |
|---|---|
| Checks (not payable to member) | $3.00 each |
| Money orders | $2.00 each |
| Debit & ATM card replacement (non-fraud, 1st time) | $7.00 |
| Debit & ATM card replacement (non-fraud, 2nd time in 12 mo) | $15.00 |
| Plastics insufficient funds charge | $27.00 each |
| ATM foreign transaction fee | $1.00 |
| VISA Travel Card (load $100–$5,000) | $7.00 initial load |
| VISA Travel Card reload | $5.00 per load |
| VISA Gift Card (load $10–$1,000) | $4.00 each |
Service fees
| Fee | Amount |
|---|---|
| Outgoing wire transfer | $26.00 each |
| Incoming wire transfer | $2.00 each |
| Outgoing international wire transfer | See staff |
| More than 6 automatic transfers per month over Reg. D limit (share to share draft) | $5.00 each |
| Electronic share transaction in excess of Reg. D limit | $5.00 each |
| Christmas Club early closure | $10.00 |
| Returned/forwarded mail | $2.00 item |
| Returned check folio order | $5.00 folio |
| Mobile deposit | FREE |
| Fax: member (sending or receiving) | $1.00 per fax |
| Fax: non-member (sending or receiving) | $1.00 per page |
| Notary: member | FREE |
| Notary: non-member | $5.00 per stamp |
| Mailed account statement delivery | $2.00 month |
| Skip-A-Loan Payment | $25.00 per loan |
Fees from the KCACU fee schedule effective April 26, 2023. Contact the credit union with questions.