Accounts & Services
Everything you need to save, spend and get things done, from people who know you.
Accounts
Share (Savings)
Your membership account and the foundation of your relationship with KC Area. Members in good standing with share accounts are eligible for ATM cards.
Share Draft (Checking)
Everyday checking. Members in good standing with share draft accounts are eligible for debit cards.
Christmas Club
Set money aside throughout the year so the holidays are paid for.
Truth In Savings information is available upon request. See our fee schedule.
Loans
Share, Other Collateral & Seasonal Promotional Loans
Share-secured loans, boats, RVs and limited-time promotions.
See ratesSee how much you could save
Have an auto loan with another lender? Enter your current balance, rate and payment, and the calculator shows what you could save by moving it to KC Area. Many members lower their monthly payment, their rate, or both.
When you're ready, apply online or call us and we'll walk you through it.
Other services
Money Orders & Official Checks
Credit union money orders and CU official checks.
Visa Travel & Gift Cards
Prepaid Visa travel cards and Visa gift cards.
Wire Transfers
Incoming and outgoing wire transfers.
US Savings Bond Cashing
Cash your US savings bonds at the credit union.
ATM & Debit Cards
No-fee ATMs in the Federal Building, DOT Building, Whittaker Courthouse & Fairfax branch.
Learn moreOnline Banking
View accounts, make loan payments, transfer money, e-statements and check copies at no charge.
Log inMember perks
Free Notary
Free notary service for members.
Fax Service
Send or receive a fax at the branch.
Metro Bus Passes
Available at the credit union.
Free Financial Counseling
By appointment. Call either branch to schedule.
Privacy Policy
Available upon request or online.