:root{--navy:#24317f;--navy2:#18215c;--green:#7cbf3b;--sky:#1fa3dc;--ink:#1b2333;--mute:#5b6577;--bg:#f5f7fb;--line:#e3e7ef;--r:14px}
*{box-sizing:border-box}body{margin:0;font:16px/1.6 Inter,system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;color:var(--ink);background:#fff}
a{color:var(--navy)}img{max-width:100%;display:block}.wrap{max-width:1200px;margin:0 auto;padding:0 24px}
.util{background:var(--navy2);color:#cfd6f2;font-size:13px}.util .wrap{display:flex;justify-content:space-between;gap:16px;padding-top:7px;padding-bottom:7px}.util a{color:#fff;text-decoration:none}
header.top{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}
header.top .wrap{display:flex;align-items:center;gap:28px;height:78px}.logo img{height:44px}
nav.main{display:flex;gap:4px;margin-left:auto}nav.main a{padding:10px 14px;border-radius:8px;text-decoration:none;font-weight:600;color:var(--ink);font-size:15px}nav.main a:hover,nav.main a.on{background:var(--bg);color:var(--navy)}
.btn{display:inline-flex;align-items:center;gap:8px;padding:12px 22px;border-radius:999px;font-weight:700;text-decoration:none;border:2px solid transparent;font-size:15px}
.btn.pri{background:var(--green);color:#0d2a00}.btn.navy{background:var(--navy);color:#fff}.btn.ghost{border-color:#fff;color:#fff}.btn.line{border-color:var(--navy);color:var(--navy)}
.menu{display:none;margin-left:auto;background:none;border:1px solid var(--line);border-radius:8px;padding:8px 12px;font-weight:700}
/* hero slider */
.hero{position:relative;height:560px;overflow:hidden;background:var(--navy2)}
.slide{position:absolute;inset:0;opacity:0;transition:opacity .9s ease;visibility:hidden}
.slide.on{opacity:1;visibility:visible}.slide img{width:100%;height:100%;object-fit:cover;transform:scale(1.06);transition:transform 7s ease}
.slide.on img{transform:scale(1)}.slide:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(14,22,70,.88) 0%,rgba(14,22,70,.55) 45%,rgba(14,22,70,0) 75%)}
.cap{position:absolute;z-index:2;left:0;right:0;top:50%;transform:translateY(-50%)}.cap .box{max-width:560px;color:#fff}
.tag{display:inline-block;background:var(--green);color:#0d2a00;font-weight:800;font-size:12px;letter-spacing:.08em;text-transform:uppercase;padding:5px 12px;border-radius:999px}
.cap h1,.cap h2{font-size:50px;line-height:1.08;margin:16px 0 12px;letter-spacing:-.02em}.cap p{font-size:19px;color:#dfe5ff;margin:0 0 26px}
.cap .rate{font-size:15px;color:#fff;margin-bottom:22px}.cap .rate b{font-size:34px;color:var(--green)}
.ctrl{position:absolute;z-index:3;bottom:26px;left:0;right:0}.ctrl .wrap{display:flex;align-items:center;gap:10px}
.dot{width:12px;height:12px;border-radius:99px;border:0;background:rgba(255,255,255,.45);cursor:pointer;padding:0;transition:width .3s}.dot.on{width:34px;background:var(--green)}
.pp{margin-left:10px;background:rgba(255,255,255,.15);color:#fff;border:0;border-radius:99px;width:34px;height:34px;cursor:pointer}
/* quick bar */
.quick{margin-top:-46px;position:relative;z-index:5}.quick .grid{display:grid;grid-template-columns:repeat(4,1fr);background:#fff;border-radius:var(--r);box-shadow:0 18px 40px rgba(20,30,80,.14);overflow:hidden}
.quick a{padding:22px;text-decoration:none;color:var(--ink);border-right:1px solid var(--line)}.quick a:last-child{border:0}.quick b{display:block;color:var(--navy);font-size:17px}.quick span{color:var(--mute);font-size:14px}
.ico{width:40px;height:40px;border-radius:10px;background:#eaf6df;color:#3d7a10;display:grid;place-items:center;font-weight:800;margin-bottom:10px}
section{padding:72px 0}.eyebrow{color:#3d7a10;font-weight:800;letter-spacing:.1em;text-transform:uppercase;font-size:13px}
h2.t{font-size:36px;letter-spacing:-.02em;margin:8px 0 14px;color:var(--navy2)}.lead{font-size:18px;color:var(--mute);max-width:720px}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:32px}.card{border:1px solid var(--line);border-radius:var(--r);padding:26px;background:#fff}
.card h3{margin:6px 0 8px;color:var(--navy2)}.card p{color:var(--mute);margin:0 0 14px}.card ul{padding-left:18px;color:var(--mute);margin:0}
.bg{background:var(--bg)}.split{display:grid;grid-template-columns:1.1fr 1fr;gap:48px;align-items:center}
.ratebox{background:var(--navy);color:#fff;border-radius:20px;padding:34px}.ratebox table{width:100%;border-collapse:collapse}.ratebox td{padding:12px 0;border-bottom:1px solid rgba(255,255,255,.15)}.ratebox td:last-child{text-align:right;font-weight:800;color:var(--green);font-size:20px}
.ratebox small{color:#b9c3ee}
.news{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:28px}.news article{border-radius:var(--r);overflow:hidden;background:#fff;border:1px solid var(--line)}.news img{height:180px;width:100%;object-fit:cover}.news div{padding:20px}.news h3{margin:0 0 6px;font-size:19px;color:var(--navy2)}.news p{margin:0;color:var(--mute);font-size:15px}
.alert{background:#fff7e6;border:1px solid #f3d08a;border-radius:var(--r);padding:20px 24px;display:flex;gap:28px;flex-wrap:wrap;align-items:center}.alert b{color:#7a4b00}
.branches{display:grid;grid-template-columns:1fr 1fr;gap:22px}.branch{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:28px}.branch h3{margin:0 0 4px;color:var(--navy2)}.open{display:inline-block;background:#eaf6df;color:#2f6b07;font-weight:700;font-size:13px;padding:3px 10px;border-radius:99px}
.cta{background:linear-gradient(120deg,var(--navy),var(--navy2));color:#fff;border-radius:22px;padding:48px;display:flex;justify-content:space-between;align-items:center;gap:24px}.cta h2{margin:0 0 6px;font-size:30px}.cta p{margin:0;color:#cfd6f2}
footer{background:var(--navy2);color:#b9c3ee;padding:56px 0 28px;font-size:14px}footer .cols{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:32px}footer h4{color:#fff;margin:0 0 12px}footer a{color:#dfe5ff;text-decoration:none;display:block;margin:4px 0}
.legal{border-top:1px solid rgba(255,255,255,.12);margin-top:36px;padding-top:20px;display:flex;justify-content:space-between;align-items:center;gap:16px}.legal img{height:38px;background:#fff;border-radius:6px;padding:4px}
.phead{background:linear-gradient(120deg,var(--navy),var(--navy2));color:#fff;padding:64px 0 56px}.phead h1{font-size:44px;margin:6px 0 8px;letter-spacing:-.02em}.phead p{color:#cfd6f2;font-size:18px;margin:0;max-width:680px}.crumb{font-size:13px;color:#9fb0ea}
.subnav{display:flex;gap:8px;flex-wrap:wrap;margin-top:24px}.subnav a{background:rgba(255,255,255,.12);color:#fff;padding:7px 14px;border-radius:99px;text-decoration:none;font-size:14px;font-weight:600}
table.rt{width:100%;border-collapse:collapse;background:#fff;border-radius:var(--r);overflow:hidden;border:1px solid var(--line);font-size:15px}
table.rt th{background:var(--bg);text-align:left;padding:12px 14px;color:var(--navy2);font-size:13px}table.rt td{padding:12px 14px;border-top:1px solid var(--line)}table.rt td.n{font-weight:700;text-align:center}table.rt th.n{text-align:center}
.tblh{display:flex;justify-content:space-between;align-items:end;margin:40px 0 12px}.tblh h3{margin:0;color:var(--navy2);font-size:22px}.note{color:var(--mute);font-size:13px;margin-top:8px}
.ph{background:#fff3c4;border:1px dashed #c9a227;padding:1px 6px;border-radius:4px;font-size:13px}
@media(max-width:900px){nav.main,.util .hide{display:none}.menu{display:block}header.top .btn{display:none}.hero{height:540px}.cap h1,.cap h2{font-size:34px}.cap p{font-size:16px}.slide:after{background:linear-gradient(0deg,rgba(14,22,70,.92) 10%,rgba(14,22,70,.35) 100%)}.cap{top:auto;bottom:70px;transform:none}
.quick .grid,.cards,.news,.branches,.split,footer .cols{grid-template-columns:1fr 1fr}.quick a{border-bottom:1px solid var(--line)}.cta{flex-direction:column;align-items:flex-start;padding:32px}h2.t{font-size:28px}.phead h1{font-size:32px}.tbl{overflow-x:auto}}
@media(max-width:560px){.cards,.news,.branches,.split,footer .cols{grid-template-columns:1fr}.logo img{height:34px}}
@media(prefers-reduced-motion:reduce){.slide{transition:opacity .4s}.slide img,.slide.on img{transition:none;transform:none}}
nav.main a,.btn{white-space:nowrap}nav.main a{padding:10px 11px}header.top .wrap{gap:16px}.logo img{height:40px}@media(max-width:1100px){nav.main{display:none}.menu{display:block}}
.phero{position:relative;height:420px;overflow:hidden;background:var(--navy2)}.phero img{width:100%;height:100%;object-fit:cover}.phero:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(14,22,70,.9),rgba(14,22,70,.35) 70%)}
.phero .cap h1{font-size:48px}.meta{color:#cfd6f2;font-size:14px}
.post{display:grid;grid-template-columns:1fr 360px;gap:48px;padding:56px 0}.post .body{font-size:18px}.post .body h2{color:var(--navy2);font-size:28px;margin-top:0}
.big{display:flex;gap:24px;align-items:center;background:var(--navy);color:#fff;border-radius:20px;padding:28px 32px;margin:28px 0}.big b{font-size:56px;color:var(--green);line-height:1}.big span{color:#cfd6f2}
.facts{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin:24px 0}.facts div{border:1px solid var(--line);border-radius:var(--r);padding:18px}.facts small{color:var(--mute);display:block}.facts strong{font-size:20px;color:var(--navy2)}
.side .card{margin-bottom:20px}.rel{display:flex;gap:14px;align-items:center;text-decoration:none;color:var(--ink);padding:10px 0;border-top:1px solid var(--line)}.rel img{width:84px;height:60px;object-fit:cover;border-radius:8px}.rel b{color:var(--navy2);display:block;font-size:15px}.rel span{font-size:13px;color:var(--mute)}
@media(max-width:900px){.post{grid-template-columns:1fr}.phero .cap h1{font-size:32px}.phero{height:380px}.facts{grid-template-columns:1fr}.big b{font-size:44px}}
/* mobile drawer */
.drawer{display:none}
@media(max-width:1100px){.drawer{position:fixed;inset:0;z-index:50;background:rgba(10,15,45,.5);display:block;opacity:0;visibility:hidden;transition:opacity .25s}
.drawer.open{opacity:1;visibility:visible}.drawer .panel{position:absolute;right:0;top:0;bottom:0;width:min(86vw,360px);background:#fff;padding:22px;transform:translateX(100%);transition:transform .3s;overflow:auto}
.drawer.open .panel{transform:none}.drawer a{display:block;padding:14px 6px;border-bottom:1px solid var(--line);text-decoration:none;font-weight:700;color:var(--ink)}.drawer .btn{display:flex;justify-content:center;margin-top:14px;border-bottom:0}.drawer .x{float:right;background:none;border:0;font-size:28px;line-height:1}}
.pager{display:flex;gap:8px;justify-content:center;margin-top:40px}.pager a,.pager span{padding:10px 16px;border-radius:99px;border:1px solid var(--line);text-decoration:none;font-weight:700}.pager span.cur{background:var(--navy);color:#fff;border-color:var(--navy)}
.news article a{text-decoration:none}.news .d{font-size:13px;color:var(--mute);margin-bottom:4px}.news .more{display:inline-block;margin-top:10px;font-weight:700;color:var(--navy)}
.prose{font-size:17px;max-width:820px}.prose h2{color:var(--navy2)}.prose li{margin:6px 0}
.calc{display:grid;grid-template-columns:1fr 1fr;gap:28px}.calc label{display:block;font-weight:700;margin:12px 0 6px}.calc input{width:100%;padding:12px;border:1px solid var(--line);border-radius:10px;font-size:16px}
@media(max-width:900px){.calc{grid-template-columns:1fr}}
.news div.d{padding:0}.drawer a.btn{border:2px solid var(--navy);justify-content:center}.drawer a.btn.navy{color:#fff}
/* keep slider controls clear of the overlapping quick-action bar (-46px) */
.ctrl{bottom:66px}
@media(max-width:900px){.ctrl{bottom:62px}.cap{bottom:104px}}
@media(min-width:901px){.cap{top:45%}}

.slide a.full{color:inherit;text-decoration:none}.slide a.full{position:absolute;inset:0;display:block}
.slide.linked:after{pointer-events:none}